Business Insurance

Commercial

Our team of experts offers custom insurance solutions for every business.

Do you own an office building, manage a farm, or run a small business?

Regardless of your industry, McDonald Zaring can help you navigate the complexities of commercial insurance. We're a local agency with deep roots in the Pacific Northwest, offering a diverse range of insurance products and carriers to safeguard your business from potential risks.

Think of us as your trusted advisor, just like your accountant or attorney.

Cookie-cutter plans aren’t our style. Our team leverages industry expertise to create custom-tailored insurance solutions that address your unique financial risks and business goals. And we go beyond the plan itself. We become your partner in risk management, actively working with you to identify and minimize potential threats to your business.

We're specialists in serving a wide range of industries, but we also take the time to understand what makes your business unique. This personalized approach allows us to draw on our strong relationships with top insurance carriers and build a comprehensive insurance strategy that protects you when it matters most.
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Types Of Coverage

Business Owners Policy (BOP)

A Business Owners Policy (BOP) provides small-to-medium-sized business owners with the essential coverage needed to protect their low-risk business at a competitive rate. This is a one-size-fits-most package.

Commercial Package

A commercial package allows business owners to tailor coverages to suit their needs. It combines both General Liability and Property, along with the essentials that the business owner decides on. All coverages available on the BOP are available with a package, but can be increased, decreased, or deleted depending on the business.

Commercial Auto

Commercial auto insurance offers flexible coverage options. It can be bundled with a Business Owners Policy (BOP) or Commercial Package policy, or issued as a standalone policy. This coverage protects your business for liability and physical damage to owned, non-owned, and hired vehicles.

Umbrella

An umbrella provides an additional layer of liability protection for general and/or auto liability. Limits start at $1,000,000 and can be increased.
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Additional Coverages Available

  • Directors & Officers Liability
  • Errors & Omissions Liability
  • Professional Liability
  • Liquor Liability
  • Garage Keepers Liability
  • Employment Practices Liability
  • Special Events
  • Workers Compensation (outside WA)
  • Builders Risk
  • Earthquake
  • Machinery & Equipment

Bonding Options

  • Contractors
  • Wine
  • Tax
  • Fidelity
  • Notary

Tell us what you need. We’ll take it from there.

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