Terms & Conditions:

I understand that any insurance terms and definitions are meant for general informational purposes and not meant as specific advice or recommendations. For detailed information, it is my responsibility to contact "McDonald Zaring Insurance".

I understand that no coverage will be assumed bound or covered until I have received written or verbal confirmation from a licensed agent of "McDonald Zaring Insurance".

I understand that McDonald Zaring Insurance will receive documentation of service requests, requests for information or declination for additional information, which may become part of my customer file.

I understand that McDonald Zaring Insurance will process service requests based upon information provided through this site, and that I will receive confirmation of all changes to my coverage.  I authorize all such changes, and assume the responsibility of notifying McDonald Zaring Insurance in the event of errors or misunderstandings.

1. Guarantee of privacy of client information and all privacy language.

2. McDonald Zaring Insurance will handle service requests in good faith based upon registration information.  All service requests will be confirmed to the client and they must contact McDonald Zaring Insurance in case of error.

3. The client is responsible for updating email address and other information in the event of change.

4. Insurance terms, descriptions of coverage, and other insurance information are not meant to be complete, and the client should either contact McDonald Zaring Insurance or read their policy for complete information.

5. All insurance and non-insurance information is for general purposes and may not be up-to-date or complete.  McDonald Zaring Insurance is not responsible for information in linked sites.

6. No changes will be considered bound until the client has received confirmation from McDonald Zaring Insurance.

7. The client is solely responsible for all security issues surrounding the use of the private password.  McDonald Zaring Insurance cannot access clients' password.  Therefore, the client acknowledges and accepts full responsibility if password is given to another party.

Privacy Statement:

McDonald Zaring Insurance has always been committed to ensuring the confidentiality of the information we receive.  Congress enacted the Financial Services Modernization Act, which requires that certain companies, including insurance agencies, inform their customers how personal information is collected or disclosed.  McDonald Zaring Insurance maintains physical and electronic safeguards to protect the information we acquire, including restricting access about you to employees who need to know that information to provide you with products or to provide you with benefits or services we feel would be useful to our clients.  We periodically review and test our systems to assess the strength of our security precautions.  The following notice is the McDonald Zaring Insurance Privacy Policy.

We do not sell client information for any reason whatsoever.  We may collect non-public personal information about you from the following sources.

• information we receive from you on applications or other forms; 
• information about your transactions with us; and 
• information we receive from a consumer reporting agency.

We will not disclose non-public personal information about you to others unless the disclosure is necessary to conduct our business and is permitted by law.  We thank you for the confidence you have placed in us and are committed to protecting your privacy and confidentiality.